Debt-to-income ratio is the ratio of all personal debt -- including credit card debt -- to gross personal income. For consumers, debt-to-income ratio comes into play when they attempt to qualify for loans. A high amount of credit card debt can force a consumer into paying higher rates on a mortgage, or could even cause it to be denied. Debt-to-inco [..]

The percentage of a person's monthly gross income that is spent on paying debts, such as housing and credit card payments. Banks and lenders use this ratio to decide how much money (and on what t [..]

a comparison or ratio of gross income to housing and non-housing expenses; With the FHA, the-monthly mortgage payment should be no more than 29% of monthly gross income (before taxes) and the mortgage [..]

A debt-to-income ratio is the ratio of total debt to the borrower's income. It is generally a good ballpark measure of the borrower's ability to repay the debt. If the debt-to-income ratio is less than 1, the borrower should be able to afford to repay the debt. If the debt-to-income ratio is more than 2, the borrower will have significant [..]

Debt to income ratio is a personal measure of the amount of money you earn (gross income) to the percentage that is paid towards debt. This comes into play when applying for a mortgage. The higher the debt being paid off, the more likely it is for an individual to pay a higher rate for his/her mortgage.

lenders look at a number of ratios and financial data to determine if the borrowers are able to repay the loan

The percentage of a consumer's monthly gross income that goes toward paying debts. Generally, the higher the ratio, the higher the perceived risk. Loans with higher risk are generally priced at a [..]

a comparison or ratio of gross income to housing and non-housing expenses.

The ratio, expressed as a percentage, that results when a borrower’s monthly payment on all debts (mortgage, car payments, credit cards, etc.) is divided by his or her monthly income.

A comparison of how much money someone owes compared to his or her total income, and used to figure out whether someone can afford to borrow money. In general, low debt-to-income ratios makes borrowin [..]

Your debt-to-income ratio refers to the amount of money you owe as compared to the amount of money you bring in. Often, lenders use your debt-to-income ratio when determining whether to give you a loa [..]

The ratio between a borrower's monthly payment obligations divided by his or her net effective income (FHA or VA loans) or gross monthly income (conventional loans).

A comparison of gross income to expenses.

The ratio, expressed as a percentage, which results when a borrower's monthly payment obligation on long-term debts is divided by his or her net effective income (FHA/VA loans) or gross monthly i [..]

One measure of a borrower's ability to repay a loan, generally calculated by dividing the borrower's monthly debt payments by gross monthly income.

Measure that compares personal debt payments to personal income. A high ratio means borrower faces a greater burden repaying debts and difficulty accessing other financing options.

A percentage that is calculated by dividing a loan applicant’s total debt payments to his or her gross income.

Debt-to-income ratio, or DTI, is the quotient of a borrower's minimum debt payments divided by that borrower's gross income for the same time period. DTI is used by lenders as one factor in [..]

The debt-to-income ratio is the ratio of a borrower’s total debt to the borrower’s annual income. Borrowers with a debt-to-income ratio of 2:1 or more will struggle to repay their debts and may be for [..]

The ratio, expressed as a percentage, which results when a borrower's monthly payment obligation on long-term debts is divided by his or her net effective income (FHA/VA loans) or gross monthly income (conventional loans). See housing expenses-to-income ratio.

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The percentage of income that goes toward paying debt.

The percentage of a borrower’s annual income that goes to paying down their total current debt amount.

The ratio of a borrower’s total monthly obligations, including housing expenses and recurring debts, to monthly income. It is a vital calculation in determining the loan amount for which you can qualify. 

The percentage of a consumer’s monthly gross income that goes toward paying debts. Generally, the higher the ratio, the higher the perceived risk. Loans with higher risk are generally priced at a higher interest rate.

This is the ratio of your total monthly debt payments to your gross monthly income. VA-approved lenders use 41 percent as a benchmark. Your DTI can change depending on the loan amount you seek.